A boutique mortgage practice. Carlton, Sydney
Mortgage broker for single parents, women and self employed Australians.
Most banks see you as a risk. We help you get clear, kind advice and a loan that actually fits your life.
Rielle Berglund helps single parents, women and self employed clients buy homes across Australia.
What we do
Home loan services for single parents, first home buyers, self employed Australians and property investors
Single Parent Home Loans
Yes, you can buy a home as a single parent in Australia, even on one income. Programs like the Family Home Guarantee let eligible single parents buy with as little as a 2% deposit.
Learn more →Self Employed Home Loans
Self employed Australians can absolutely get a home loan. We work with lenders who accept low-doc and alt-doc income evidence, including BAS, business bank statements and accountant declarations.
Learn more →First Home Buyer Loans
First home buyers in Australia have access to the First Home Guarantee, state grants and stamp duty concessions. The rules change constantly. We translate them into plain English.
Learn more →Investment Property Loans
Whether it is your first investment property or your fifth, loan structure decides how far your portfolio can grow. We help Australian investors structure lending for long-term flexibility.
Learn more →Matilda Tree Finance is a member of the Mortgage and Finance Association of Australia (MFAA), authorised under Purple Circle Financial Services, and a member of the Australian Financial Complaints Authority (AFCA). Founded by Rielle Berglund, who has over a decade of banking and small business experience.
Questions answered
Common questions
- How much does it cost to work with Matilda Tree Finance?
- A home loan application takes six to twelve weeks of real work, and the complexity varies depending on your situation. We charge a transparent engagement fee that reflects the work involved: $450 for standard applications, $750 to $950 for more complex situations like guarantor loans, low-doc or alt-doc applications. Specialist lending (construction, SMSF, debt consolidation with credit issues) is quoted separately. We confirm your exact fee at the discovery call, in writing, before you commit. Lender commissions are paid separately by the bank and disclosed in writing.
- Where in Australia do you work?
- We work with clients across Australia. Almost everything happens by phone, video and secure document upload, so your postcode does not change the service.
- How long does a home loan application take?
- Typical timeline is 2 to 6 weeks from first chat to formal approval, depending on your situation and the lender. We give you a realistic timeline at the discovery call.
Ready to start?
Got a question? Get in touch.
A free 30-minute discovery call. No obligation. By the end you'll know where you stand.
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