FAQs
What is a Mortgage Broker?
A mortgage broker acts as a connection between you and potential lenders. A broker works on your behalf and in your best interests to provide lending solutions that offer competitive products and interest rates best suited to your individual circumstances and requirements. Mortgage brokers are licensed and regulated financial professionals.
Why should I use a Mortgage Broker?
A mortgage broker has access to a wide range of products from many different banks and lenders, rather than only one bank’s product options. A broker will interview you to understand your needs and goals in order to find the best solutions available to you. You can compare interest rates, repayment amounts and loan products. A mortgage broker will do the heavy lifting for you so you can save time researching whose products you may or may not qualify for. Using a mortgage broker can save you lots of time and money by finding you the right loan for your circumstances.
Do we charge fees?
We do not charge non-commercial clients a fee for our service. Your selected lender pays us a commission for introducing you as a customer. We will provide you with clear and transparent information regarding our remuneration arrangements when you first enquire, and after a lender selection has been made. For commercial clients and asset finance, If a fee applies for our service you will be provided with clear information upfront at all times.
At all times our advice is based on what is in the best interests of our clients, not any financial arrangements we have with the lenders. We are subject to strict regulations to ensure we act in our client’s best interests and rely on the reviews and referrals we receive from the clients who use our service. Finding the best solution for your needs is our priority.